Charlie Liu

Writing the field guide to agentic commerce — grounded in a career in global fintech.

Agentic commerce, the confluence of AI and fintech, is the new paradigm shift since 2000s ecommerce & 2010s mobile commerce.

Thought leadership via content in both English & Chinese, and events for builders and investors across the US & APAC.

Agentic Commerce Stack

A living map of the fast-evolving agentic commerce landscape — hundreds of companies, products, and protocols organized across stacked layers, every claim evidence-graded and sourced.

Explore the stack
My channels
微信公众号
小红书
小宇宙
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Guest appearances & press

Podcast guest appearances

  • E85 · Agentic Commerce 月报 #1 ft. Charlie
    Day1Global 生而全球 · October 12, 2026XiaoyuzhouYouTube
  • EP08 · CLARITY 闯关失败,加密的故事怎么写?
    Money in Motion · September 17, 2026Xiaoyuzhou
  • Stripe 凭什么估值上千亿美元?一家支付公司的十五年
    硅谷投研圈 · August 30, 2026Xiaoyuzhou
  • 年轻人正在抛弃传统券商?下一代金融 App 会是什么样
    硅谷投研圈 · August 9, 2026Xiaoyuzhou
  • EP-112 · Circle 股价暴跌,稳定币联盟 Open USD 意味着什么?
    吴说不加密播客 · July 8, 2026XiaoyuzhouYouTube
  • 从宏观分析师到"比特币国家"缔造者:一位硅谷创业者的非典型Web3之路
    点数成金 · December 16, 2025Xiaoyuzhou
  • EP-3 · 加密支付浪潮:新兴市场稳定币爆发和巨头战略
    锵锵Web3人行 · July 31, 2025Xiaoyuzhou
  • E55 · Robinhood vs Coinbase
    Day1Global 生而全球 · July 20, 2025XiaoyuzhouYouTube

Hosted & co-hosted

Guest appearances

November 4, 2026

Guosheng Securities AI & Finance Forum

Keynote Speaker · Agentic Commerce Trends & Developments.

August 12, 2026

四为教育 × Uweb Silicon Valley Study Tour

“Agentic Finance & Payments” · Talk for corporate executives and family offices.

October 5, 2025

2025 Berkeley China Summit

Panelist · “Fintech and Crypto: Stablecoins, Financial Innovation and Global Compliance”.

2018

Stanford University, MS&E

Guest lecture · Fintech Product Management.

2018

UC Berkeley, Haas School of Business

Guest lecture · Fintech Product Strategy.

Venture Partner

Generative Ventures

Early-stage venture fund backing AI + Fintech founders.

Advisor

Arkreen

DePIN network for renewable energy and green compute.

Advisor

AnChain.AI

AI-powered blockchain security and compliance.

Advisor

Bluedot (acq. by Epic Charging)

Fintech-powered EV charging network.

Advisor

OPay

African digital payments and banking platform.

Advisor

Franklin Templeton Fintech Incubator

Member & LP

South Park Commons

Top SF-based founder community for AI & crypto.

Mentor

Stanford GSB Venture Studio

Let’s compare notes on what commerce is becoming.